Lakhpati Didi Yojana 2026 - Rs 5 Lakh Loan Bina Guarantee NRLM SHG Women Business Loan

Lakhpati Didi Yojana 2026: Mahilao Ko Rs 1 Lakh Se Rs 5 Lakh Tak Ka Loan Bina Guarantee Ke? Online Apply Kaise Kare - List

Lakhpati Didi Yojana 2026 Diwali par sabse zyada trending me hai. PM Narendra Modi ka wada hai - 3 Crore mahilao ko Lakhpati Didi banana hai. Is yojana me mahilao ko Rs 1 Lakh se Rs 5 Lakh tak ka loan bina kisi guarantee ke, bina byaaj ke mil raha hai. Saath me free training aur har mahine Rs 5000 stipend bhi mil raha hai. Kya aap bhi Lakhpati Didi ban sakte ho? Online apply kaise kare? List me naam kaise dekhe? Pura sach yahan hai.

Trending Search: Lakhpati Didi Yojana online apply + Lakhpati Didi Yojana list 2026 + Lakhpati Didi ko Rs 5 lakh kaise milega + SHG mahila loan yojana

Lakhpati Didi Yojana 2026 Kya Hai? - Latest Update

Lakhpati Didi Yojana Self Help Group (SHG) ki mahilao ke liye hai. Jo mahilaye SHG me judi hain, unko apna business shuru karne ke liye sarkar paisa de rahi hai.

Yojana Details | Latest Information Diwali 2026 Yojana Name | Lakhpati Didi Yojana (Deendayal Antyodaya Yojana - DAY-NRLM) Kitna Paisa Milega | Rs 1 Lakh Se Rs 5 Lakh Tak (Bina Guarantee) Byaaj Kitna | 0% Byaaj (Bina Byaaj Ka Loan - Interest Subvention) Extra Benefit | Free Skill Training + Rs 5000 Per Month Stipend + Drone Didi Yojana Total Target | 3 Crore Mahilao Ko Lakhpati Banana Official Website | nrlm.gov.in / lakhpatididi.gov.in Apply Ka Tarika | SHG Group Ke Through / NRLM Office Last Date | 31 March 2027 Tak (Diwali Special Drive) Eligibility | Sirf SHG Ki Mahilaye

Latest News (10 Oct 2026): Rural Development Ministry ne bataya ki ab tak 1.8 Crore mahilaye Lakhpati Didi ban chuki hain. Diwali 2026 tak 50 Lakh aur mahilao ko jodne ka target hai. Har jile me Diwali Mela lag raha hai jahan Lakhpati Didi apna saman bech rahi hain. Government ne kaha - Jiska saalana income Rs 1 Lakh se zyada hai, wo Lakhpati Didi hai. Is baar bina SHG wali mahilao ko bhi SHG me jod kar loan diya ja raha hai.

1. Lakhpati Didi Yojana Ke Liye Kaun Eligible Hai? - Kaun Ban Sakta Hai Lakhpati Didi?

Har mahila ko nahi milega. Ye yojana sirf SHG ki mahilao ke liye hai.

Eligibility - Kaun Ban Sakta Hai:

1. SHG Member Hona Zaroori: Aap kisi Self Help Group me judi honi chahiye. Agar SHG me nahi ho to pehle SHG me judo. Gaon ki ASHA Didi ya Anganwadi Didi se milo, wo SHG me jod degi.
2. Age Limit: 18 se 55 saal ki mahila honi chahiye.
3. Income Limit: Parivar ki saalana income Rs 3 Lakh se kam honi chahiye. Lekin SHG me hone par ye limit thodi flexible hai.
4. Bank Account: Aapka khud ka bank account hona chahiye, Aadhaar se link hona chahiye.
5. Business Idea: Aapke paas koi business idea hona chahiye - Silai, Papad banana, Achar banana, Goat Farming, Beauty Parlour, Kirana Shop, Drone Chalana.

Kaun Si Mahilao Ko Pehle Mauka Milega?

• SC / ST / OBC / Minority Mahilaye
• Vidhwa Mahila
• Divyang Mahila
• BPL Ration Card wali Mahila
• Jiske paas pehle se koi chota business hai

Documents Required - Kya Kya Document Lagega:

• Aadhaar Card
• SHG ID Card / SHG Passbook
• Bank Passbook (Aadhaar se link)
• Ration Card / Income Certificate
• Mobile Number
• Business Plan (Kya business karna hai - 2 line me likhna hai)
• Passport Size Photo

1. Lakhpati Didi Yojana Online Apply Kaise Kare 2026 - Step by Step

Iska online direct form nahi hai. SHG ke through hi apply hota hai.

Step 1: SHG Me Judo (Agar Nahi Jude Ho To)

Agar aap SHG me nahi ho to sabse pehle SHG me judo. Gaon me 10-15 mahilao ka group banta hai - Self Help Group. Anganwadi Center par jao, bolo "Mujhe SHG me judna hai". Wo aapko group me jod dengi. SHG me judne ke 6 mahine baad aap Lakhpati Didi ke liye eligible ho jayenge.

Step 2: NRLM Office Ya Bank Me Jao

Apne Block ke NRLM Office ya jahan aapka SHG ka bank account hai, us bank me jao. Wahan par Lakhpati Didi ka form milta hai.

Step 3: Business Plan Batao

Form me likhna hota hai ki aap kaun sa business karna chahte ho. Example:

• Main silai ka kaam karti hu, mujhe 2 machine aur kharidni hai
• Main papad, achar banati hu, mujhe bada business karna hai
• Mujhe kirana shop kholni hai
• Mujhe goat farming karni hai
• Mujhe Drone Didi banna hai (Drone chalana hai)

Step 4: Bank Loan Apply Karo

Bank aapka form dekhega, aapke SHG ka record dekhega. Agar aapka SHG regular meeting karta hai aur paisa time par jama karta hai to loan turant approve ho jayega. Bina kisi guarantee ke Rs 1 Lakh se Rs 5 Lakh tak ka loan mil jayega.

Step 5: Training Lo

Loan milne ke baad aapko free training di jayegi. Krishi Vigyan Kendra ya RSETI me 5-10 din ki training hogi. Training me har din ke Rs 300 milenge. Training me business kaise chalana hai, ye sikhaya jayega.

Rs 1 Lakh Se Rs 5 Lakh Kaise Milta Hai?

• Pehli Baar: Rs 1 Lakh ka loan - Bina guarantee
• Dusri Baar: Rs 2 Lakh ka loan - Pehla loan chuka diya to
• Teesri Baar: Rs 5 Lakh tak ka loan - Business bada hua to
• Byaaj: Byaaj sarkar bharegi, aapko 0% byaaj par loan milega

1. Lakhpati Didi Yojana List Me Naam Kaise Dekhe 2026 - Beneficiary List

Apna naam list me hai ya nahi, kaise check kare.

List Check Karne Ka Tarika:

Step 1: nrlm.gov.in par jao Step 2: "Lakhpati Didi" ya "SHG Report" par click karo Step 3: State, District, Block, Gaon select karo Step 4: Aapke gaon ki SHG ki list aa jayegi, kaun si didi Lakhpati bani hai, kitna loan mila, sab dikhega

Mera Ration App Se Nahi, NRLM App Se Dekho:

Play Store se "NRLM - SHG" App download karo, apne SHG ID se login karo, aapka loan status dikhega.

List Me Naam Kyu Nahi Aaya? 3 Bade Kaaran:

1. SHG Regular Nahi Hai: Aapka SHG har mahine meeting nahi karta, ya paisa time par jama nahi karta to loan nahi milega.
2. CIBIL Score Kharab Hai: Agar pehle se koi loan liya hai aur chukaya nahi hai to loan reject ho jayega.
3. Business Plan Clear Nahi Hai: Aapne form me saaf nahi likha ki paisa ka kya karoge to bank mana kar dega.

1. Drone Didi Yojana Kya Hai? - Rs 15,000 Per Month Kaise Kamaye?

Lakhpati Didi Yojana ke andar hi Drone Didi Yojana bhi hai. Isme mahilao ko free drone diya ja raha hai.

Drone Didi Me Kya Milta Hai:

• Free Drone - Rs 10 Lakh ka drone free
• Free Training - Drone kaise udate hain
• Har mahine Rs 15,000 tak ki kamai - Khet me dawai chidakne par
• Sarkar har flight ke Rs 200-300 deti hai

Agar aap 12th pass ho aur drone chalana seekhna chahti ho to Drone Didi ke liye apply karo. Har jile me 20 Drone Didi banayi ja rahi hain. Diwali 2026 tak 15,000 Drone Didi banane ka target hai.

1. Free Me Business Training Kaise Milegi? - Skill Training

Sarkar free me training bhi de rahi hai.

Kaun Kaun Si Training Milti Hai:

• Silai Machine Training
• Beauty Parlour Training
• Achar Papad Banana
• Mushroom Ki Kheti
• Goat Farming / Murgi Palan
• Kirana Shop Management
• Digital Marketing - Mobile se saman kaise beche

Training Kahan Hoti Hai:

• RSETI (Rural Self Employment Training Institute) - Har jile me hai
• Krishi Vigyan Kendra
• ITI College

Training ke baad Certificate milta hai aur loan jaldi approve hota hai.

Final Verdict - Lakhpati Didi Banne Ke Liye Kya Kare?

1. Aaj hi apni gaon ki ASHA Didi ya Anganwadi Didi se milo aur SHG me judo - Ye pehla kadam hai.
2. SHG me regular raho, har mahine meeting attend karo, paisa time par jama karo - 6 mahine me aap eligible ho jayoge.
3. Apna business plan taiyaar rakho - Kya business karna hai, kitna kharcha aayega, kitna munafa hoga.
4. Bank me jaakar Lakhpati Didi ka form mango - Bina kisi fees ke milta hai.
5. Kisi bhi agent ko paisa mat do - Ye yojana bilkul free hai. Helpline: 1800-11-6446 (NRLM)

Pro Tip: Diwali Mela 2026 me Lakhpati Didi apna stall laga sakti hain, free me. Apne Block Office me pucho ki Diwali Mela kahan lag raha hai. Wahan apna saman bech kar acchi kamai kar sakte ho.

Disclaimer: Ye jankari nrlm.gov.in aur Ministry of Rural Development ki official website par based hai. Loan approval bank par depend karta hai.