Apple Pay Launched in India 2026 - Rs 500 Cashback Tap to Pay UPI HDFC ICICI SBI Bank Live Now

Apple Pay Launched in India 2026: Supported Banks, iPhone List, How to Activate Apple Pay with UPI!

Finally wait khatam hua! Apple Pay officially India me launch ho gaya hai 8 October 2026 ko. iPhone users ke liye ye sabse badi khabar hai. Ab aap iPhone se tap karke payment kar sakte ho, bina card nikale. Apple ne NPCI ke saath milkar Apple Pay ko UPI se bhi connect kiya hai.

Trending Search: Apple Pay India launch date + Apple Pay supported banks in India + How to activate Apple Pay

Apple Pay India Launch Date - Kab Hua Launch?

Apple ne iOS 26.1 update ke saath Apple Pay India me roll-out kiya hai.

| Apple Pay Details | Information | | :--- | :--- | | Launch Date in India | 8 October 2026 | | Required iOS Version | iOS 26.1 or later | | UPI Integration | Yes, via NPCI | | Tap to Pay Limit | Rs 5,000 without PIN, upto Rs 1 Lakh with Face ID | | Launch Offer | Rs 500 Cashback on first 3 transactions |

Apple Pay pehle se 85 countries me available tha, lekin RBI approval ki wajah se India me 10 saal se wait ho raha tha. Ab RBI ne approval de diya hai.

1. Apple Pay Supported Banks in India 2026 - Kaunse Bank Support Kar Rahe Hain?

Starting me Apple ne 12 bade banks ke saath partnership kiya hai. Dheere dheere sabhi banks add honge.

Full Supported Banks List:

• HDFC Bank (Credit Card, Debit Card, UPI)
• ICICI Bank (Credit Card, Debit Card, UPI)
• SBI - State Bank of India (Debit Card, UPI)
• Axis Bank (Credit Card, UPI)
• Kotak Mahindra Bank
• Yes Bank
• Federal Bank
• IndusInd Bank
• American Express (Amex)
• AU Small Finance Bank
• RBL Bank
• Apple Card via Axis Bank (Coming Soon)

UPI Supported Apps via Apple Pay: Aap Apple Pay ko direct UPI ID se bhi link kar sakte ho. BHIM UPI, HDFC UPI, ICICI UPI, SBI UPI sab support karenge.

Note: RuPay Credit Card bhi Apple Pay par UPI se link hoga, jisse aapko UPI par credit card ka fayda milega.

2. Supported iPhone & Apple Watch List - Kaunse Device Par Chalega?

Apple Pay ke liye NFC chahiye. Purane iPhone me bhi chalega lekin UPI Tap ke liye iPhone 12 se naya model best hai.

iPhone List: iPhone 17, iPhone 17 Pro, iPhone 17 Pro Max, iPhone 17 Air, iPhone 16, iPhone 16 Pro, iPhone 15, iPhone 14, iPhone 13, iPhone 12, iPhone 11, iPhone SE 2nd & 3rd Gen.

Apple Watch List: Apple Watch Series 6, 7, 8, 9, 10, Apple Watch SE, Apple Watch Ultra 1 & 2.

iPad & Mac: Online payment ke liye iPad with Face ID aur Mac with Touch ID par bhi kaam karega.

3. How to Activate Apple Pay in India? - Step By Step Guide

Apple Pay activate karna bahut easy hai. 2 minute ka kaam hai.

Step 1: iOS Update Karo Settings > General > Software Update > iOS 26.1 par update karo.

Step 2: Wallet App Kholo iPhone par pre-installed Wallet App kholo.

Step 3: Add Card / UPI Plus (+) icon par click karo. Do option aayenge:

1. Debit or Credit Card
2. UPI ID

Step 4: Card Details Scan Karo Card ko camera se scan karo ya manually number dalo. Bank verification ke liye SMS aayega.

Step 5: UPI PIN Set Karo Agar UPI add kar rahe ho to apna UPI PIN dalo aur verification karo. Face ID / Touch ID enable karo.

Step 6: Done! Ab aapka Apple Pay ready hai. Kisi bhi NFC machine par iPhone ko tap karo aur Face ID se pay karo.

4. Apple Pay Kaise Use Kare? - Tap to Pay, Online, UPI

1. Store Par Tap to Pay: POS machine par iPhone ka top part tap karo, Side button double press karo, Face ID hoga aur payment ho jayega. Rs 5,000 tak bina PIN ke, uske upar Face ID / Passcode lagega.

2. UPI Payment: Wallet app me UPI QR scanner hai. Kisi bhi UPI QR ko scan karke Apple Pay se UPI payment kar sakte ho. Ye sabse bada feature hai India ke liye.

3. Online Payment: Amazon, Flipkart, Swiggy, Zomato par checkout ke time Apple Pay ka option aayega. One-click payment ho jayega.

4. In-App Payment: Uber, Ola, MakeMyTrip, IRCTC app me bhi Apple Pay dikhega.

5. Apple Pay Offers - Launch Offer Rs 500 Cashback!

Apple ne launch offer bhi diya hai taaki log use kare.

• First 3 Transactions Par Rs 500 Cashback: Har transaction minimum Rs 500 ki honi chahiye.
• HDFC Bank: 10% instant discount Rs 1,000 tak Apple Pay se payment par.
• ICICI Bank: No Cost EMI Rs 8,667 par iPhone 17 agar Apple Pay ICICI card se loge.
• No Cost EMI: Apple Pay par No Cost EMI 12 mahine tak available hai.
• Pay Later: Apple Pay Later option bhi India me jaldi aayega - Rs 60,000 tak ki limit.

6. Apple Pay vs Google Pay vs PhonePe - Kaun Best Hai?

| Feature | Apple Pay | Google Pay | PhonePe | | :--- | :--- | :--- | :--- | | Tap to Pay (NFC) | Yes, Full Support | Limited Phones | No | | UPI Support | Yes | Yes | Yes | | Security | Face ID + Tokenization | PIN | PIN | | International Use | Yes, 85 Countries | No | No | | iPhone Integration | Best | Average | Average |

Security ke mamle me Apple Pay sabse secure hai kyuki ye aapka real card number share nahi karta. Ek virtual token number use hota hai.

Final Verdict - Kya Apple Pay Use Karna Chahiye?

Agar aapke paas iPhone 12 ya usse naya model hai to aapko turant Apple Pay activate karna chahiye. Ye Google Pay se zyada fast aur secure hai. UPI + NFC + Credit Card teeno ek jagah mil raha hai. Aur launch offer me Rs 500 cashback bhi hai.

Pro Tip: iOS 26.1 update ke baad Wallet app me jaake apna HDFC / ICICI card add karo aur pehle din hi Rs 500 ka recharge karke cashback le lo. Offer 31 October 2026 tak hai.

Important: Apple Pay ka data India me hi store hoga, RBI rule ke hisab se. Isliye 100% safe hai.

Disclaimer: Kisi bhi financial app ko use karne se pehle apne bank se confirm kar le. Cashback offer bank par depend karta hai.